Chapter 13 Bankruptcy: The Road To A New Beginning

People get into debt for a variety of reasons. Perhaps you lost your job or went through a bad divorce. Like many people, you may be behind on your mortgage or credit card payments. No matter how your debt problem started, bankruptcy may offer you the possibility of a fresh start.

For some people, Chapter 13 bankruptcy may be the right choice. At the law firm of Jeffrey M. Rosenblum, P.C., we offer a free initial attorney consultation to discuss your financial situation and determine the best solution to your debt problems. We have offices in Great Neck and Melville on Long Island and in Rockville Centre, in Westchester County. Contact us to learn more during a free initial consultation.

File Chapter 13 To Reorganize Your Debt

In Chapter 13 bankruptcy, you repay some or all of your debts by making monthly payments to a trustee, usually over the course of three to five years. The payments you make to the trustee are then distributed to your creditors.

Things Chapter 13 Accomplishes That Chapter 7 Does Not

While Chapter 7 bankruptcy can be accomplished much more quickly, in most cases, there are some things it cannot do that Chapter 13 bankruptcy can. For instance:

  • Chapter 13 can stop foreclosure and save your house.
  • Chapter 13 may provide bankruptcy relief if you make too much money to qualify for Chapter 7.
  • Chapter 13 allows you pay certain debts outside of the filing and other debts within the filing.

We Offer Free Attorney Consultations

For a free initial consultation with an experienced personal bankruptcy lawyer, call 866-394-2661 or fill out the contact form on this website.

We are a debt relief agency. The law firm of Jeffrey M. Rosenblum, P.C., helps individuals and business owners file for bankruptcy relief under the U.S. Bankruptcy Code.