Safe Harbor Protects You From Creditors

Bankruptcy is known as a safe harbor because it protects you from adverse actions that creditors may take against you. Examples of adverse actions that bankruptcy will stop are wage garnishments, liens and harassing phone calls.

Call the law firm of Jeffrey M. Rosenblum, P.C., today to discuss stopping creditor harassment. We have offices in Great Neck and Melville on Long Island and in Rockville Centre, in Westchester County. We can help with the following:

  • Stopping collections calls
  • Stopping wage garnishment
  • Stopping a restraint on bank accounts and frozen assets
  • Eliminating credit card debt through Chapter 7 bankruptcy
  • Stopping foreclosure and keeping your house and car
  • Obtaining credit counseling
  • Reorganizing debt through Chapter 13 bankruptcy
  • Discussing debt negotiation or debt consolidation
  • Life after bankruptcy

Stop Creditors With The Help Of Our Law Firm

The federal Fair Debt Collection Practices Act prevents creditor harassment and aggressive practices in collecting debt. By retaining us to file Chapter 7 or Chapter 13 bankruptcy, by law, the collectors must deal directly with our offices — putting a stop to the harassing phone calls at home and work, as soon as from the next day. Contact us to learn how to stop wage garnishment and liens, and "unfreeze" bank accounts.

My Bank Account Is Frozen. What Can I Do?

After a creditor gets a judgment against you, the most common first step in collecting on that judgment is to "restrain," or freeze, your bank account. Call us for bankruptcy or nonbankruptcy options when your money is restrained in a bank account. If we decide that bankruptcy is the best option, the money in your account may be released from the restraint the moment we file a bankruptcy petition.

If you have received notice of a lien or a garnishment, you should secure a lawyer's advice as soon as possible so you don't lose your money or your property. Filing bankruptcy will put an immediate stop to garnishments and liens. In some cases, money already garnished may have to be returned.

The next time creditors call, once you have retained the firm of Jeffrey M. Rosenblum, P.C., you can refer them to us and the creditor is required by law to stop calling you.

Free Attorney Consultation

For a free initial consultation with an experienced bankruptcy lawyer, call 866-394-2661 or fill out the contact form on this website.

We are a debt relief agency. The law firm of Jeffrey M. Rosenblum, P.C., helps individuals and business owners file for bankruptcy relief under the U.S. Bankruptcy Code.