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Not all debts can be discharged in Chapter 13

Chapter 13 bankruptcy can be a crucial first step out of overwhelming financial difficulties. Chapter 13 allows people to reorganize their debts and develop a three-to-five year repayment plan. Some debts can be discharged completely in Chapter 13 bankruptcy. However, some cannot…

Can you file for bankruptcy more than once?

You filed for bankruptcy years ago. Now, due to a series of unfortunate events, you find yourself considering it once again. How soon can you file for bankruptcy a second time? How many times can you file for bankruptcy over…

You can rebuild your credit after bankruptcy

Bankruptcy doesn’t have to be the end of your ability to get credit. It can provide a fresh start to a healthier financial future unencumbered by mountains of debt. However, that won’t happen overnight. It takes time, patience and careful…

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