The decision to file for bankruptcy should not be made lightly. If will have a significant impact on your credit for up to 10 years. It's always a good idea to look for other ways to whittle down your debt, such as by negotiating with creditors. Sometimes, credit...
Americans are carrying more debt than ever before. That's the word from the Federal Reserve, which said that as of the end of last year, consumer debt totaled over $4 trillion. That's not even counting mortgages. Credit card debt was a significant portion of that...
You may never have imagined that one day you'd be considering the option of filing for bankruptcy. The word has had a negative connotation for many years. However, contrary to what some people believe, it doesn't mean that you'll never get credit again or be able to...
A lot of Americans are getting an unwelcome surprise when they file their taxes this year. Thanks to recent changes in the tax laws, they're getting a smaller refund than they're used to or -- worse yet -- they owe the Internal Revenue Service (IRS) a considerable...
Falling behind on your mortgage can be terrifying. In some cases, the lender may refuse to accept mortgage payments until you can pay the full amount of your delinquent payments, and this can mean falling deeper in debt as each due date passes. If you have exhausted...
