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Don’t needlessly lower your credit score

When people get into financial difficulties, their credit scores can start to plummet. Unfortunately, many Americans know little about the factors that affect their scores. Some are fairly obvious, like not paying bills on time and letting credit card and…

Taking your audit to tax court

Like many in New York and across the country, after you submit your tax returns, you may expect not to be dealing with the IRS until next year. Therefore, if you receive notice that the IRS is auditing your returns,…

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