PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.
TOLL FREE: 866-394-2661
PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our clients the ability to meet with us in person, via telephone or through video conferencing. Please call our office to discuss your options.
TOLL FREE: 866-394-2661
Many people who live on Long Island or Westchester County may start exploring bankruptcy because they are facing the prospect of losing their homes in foreclosure. Indeed, the thought of losing one’s residence can cause a great deal of fear and emotional distress,...
Chapter 13 bankruptcy differs from Chapter 7 bankruptcy in several important ways. One of those differences relates to the bankruptcy filers’ abilities to use their own income to pay off their debts. If a Long Island resident has some disposable income to dedicate to...
Individuals usually decide to declare bankruptcy after they have exhausted all other financial options. Bankruptcy allows people a fresh financial start, but with a cost. To satisfy as many outstanding debts as possible, banks may require an individual to liquidate...
Bankruptcy is overwhelming. The decision to file can be a difficult one to come to terms with and it often leaves you with so many unknowns. How does this work? What does this mean for my life? Will I lose my home? Bankruptcy can stop foreclosure Filing for Chapter 13...
Your only form of transportation. Your grandmother's jewelry. The house you and your family grew up in. These are some of the assets that people with extreme debt may fret about losing to foreclosure, repossession or bankruptcy. But there is an option that allows...
You're getting calls or other notices from a creditor or collection agency on a debt they say you owe. However, you don't see it on your credit report. They must be mistaken, right? Not necessarily. Although most companies report consumers' debts to at least one major...
You were living within your means. You were able to pay your bills every month, buy groceries and gas and keep up with the minimum payments due on your credit cards. However, you didn't have much left over at the end of the month, so you never got around to opening a...
Chapter 7 is traditionally associated with personal bankruptcy filings. However, in some cases, businesses can file for Chapter 7. It depends on how the business is structured. Sole proprietorships are considered legal extensions of their owners. However, Chapter 7...
You've made the decision to file for bankruptcy, or maybe you've already begun the process. While the bankruptcy will impact your credit and your life for a while, it will also give you a fresh start. It's essential to make the most of that fresh start. Let's look at...
As we head into the holiday season, consumers' budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great "deals" that can't be passed up around the holidays. Couple that with the pressure to...
