On behalf of Jeffrey M. Rosenblum, P.C. | Dec 13, 2019 | Chapter 13
Your only form of transportation. Your grandmother’s jewelry. The house you and your family grew up in. These are some of the assets that people with extreme debt may fret about losing to foreclosure, repossession or bankruptcy. But there is an option that...
On behalf of Jeffrey M. Rosenblum, P.C. | Dec 3, 2019 | Chapter 13
You’re getting calls or other notices from a creditor or collection agency on a debt they say you owe. However, you don’t see it on your credit report. They must be mistaken, right? Not necessarily. Although most companies report consumers’ debts to...
On behalf of Jeffrey M. Rosenblum, P.C. | Nov 21, 2019 | Chapter 13
You were living within your means. You were able to pay your bills every month, buy groceries and gas and keep up with the minimum payments due on your credit cards. However, you didn’t have much left over at the end of the month, so you never got around to...
On behalf of Jeffrey M. Rosenblum, P.C. | Nov 5, 2019 | Chapter 13
Chapter 7 is traditionally associated with personal bankruptcy filings. However, in some cases, businesses can file for Chapter 7. It depends on how the business is structured. Sole proprietorships are considered legal extensions of their owners. However, Chapter 7...
On behalf of Jeffrey M. Rosenblum, P.C. | Oct 22, 2019 | Chapter 13
You’ve made the decision to file for bankruptcy, or maybe you’ve already begun the process. While the bankruptcy will impact your credit and your life for a while, it will also give you a fresh start. It’s essential to make the most of that fresh...
On behalf of Jeffrey M. Rosenblum, P.C. | Oct 3, 2019 | Chapter 13
As we head into the holiday season, consumers’ budget goals are going to be tested. Online, TV and print ads will abound. It seems like just about every retailer is offering great “deals” that can’t be passed up around the holidays. Couple that...
On behalf of Jeffrey M. Rosenblum, P.C. | Sep 16, 2019 | Chapter 13
Almost everyone has to deal with a large, unexpected medical bill at some point. A car crash, burst appendix, skiing accident or bout of food poisoning can send you or a family member to the nearest emergency room or urgent care facility. Sometimes, we’re taken...
On behalf of Jeffrey M. Rosenblum, P.C. | Sep 2, 2019 | Chapter 13
Are you counting on the savings in your 401(k) to support you in retirement? Most Americans don’t have nearly enough to adequately fund their retirement years. A new report using U.S. Census Bureau data states, “A 25-year-old median earner in 1981 who...
On behalf of Jeffrey M. Rosenblum, P.C. | Aug 21, 2019 | Chapter 13
It used to be (or at least seem) like once Americans reached their mid-60s, they could relax, travel and enjoy the fruits of many years of work. Now people are living longer and working years past the once-traditional retirement age of 65. Sometimes they don’t...
On behalf of Jeffrey M. Rosenblum, P.C. | Aug 4, 2019 | Chapter 13
If you have a child going off to college this fall, you’re likely concerned about all sorts of potential dangers. Let’s discuss one you may not have considered. Credit card companies target college students, often with booths and representatives set up on...
